NON-STANDARD LAWYERS PROFESSIONAL LIABILITY PROGRAM
GENSTAR NON-STANDARD LPL PROGRAM: Available in all states on non-admitted basis.
TARGET MARKET
Primary hard to place/non-standard risks
New and established firms
Small to mid-size firms including solo practitioners
All practice areas considered
Non-admitted only
General Star Indemnity Company rated A++ by AM Best
HARD TO PLACE/NON-STANDARD LAWYERS
Law firms up to 25 attorneys
Policy Limits up to $2 million per claim
$5,000 minimum retention
Automatic coverage of $10,000 for disciplinary proceedings
Predecessor firm coverage
Duty to defend form
Prior acts terms available
Automatic 60-day Extended Reporting Period options
Consideration for high risk areas of practice such as class action plaintiff, real estate, collections and securities
Issues with prior claim frequency or severity
Prior history of disciplinary issues including prior suspensions
Expanded definition of professional services including title agents, escrow agents and notaries
RESTRICTED CLASSES
Firms specializing in the Cannabis industry
Attorneys whose license is currently suspended or revoked
SUBMISSIONS
Email submissions to ESLPL.Submissions@vanguardspecialty.com
This summary is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage afforded. A specimen copy of the entire policy is available upon request. Only the insurance policy and applicable endorsements can give the actual terms, coverages, conditions, limits, and exclusions. Coverage may not be available in all States.
NON-STANDARD POLICY FORM
Main Non-Standard Policy Form
NON-STANDARD APPS
New Business App Reliance Form Renewal Application
NON-STANDARD SUPPLEMENTS