TITLE AGENTS E&O

TITLE AGENTS E&O PROGRAM

Vanguard Specialty is the new Program Administrator for GenStar’s Title Agents E&O program. It is available nationwide on a surplus lines basis for policies with effective dates of January 17, 2022 and later.

PROGRAM MANAGER - Adrienne Woodhull

Adrienne Woodhull has joined Vanguard Specialty as the Program Manager for our Title Agents E&O and Real Estate Agents and Appraisers programs.    Adrienne has over 23 years of experience with professional liability as both an underwriter and manager. 

Due to her varied experience, she is well-equipped to handle the needs of our agents.

She started her career as an underwriter for an MGA in New Jersey, The Plus Companies.  Most recently she was the Area President for Risk Placement Services with multiple professional liability programs.

Adrienne can be reached at Adrienne.Woodhull@vanguardspecialty.com or 732-259-9637

EXISTING GENSTAR INSUREDS

Existing Title Agents E&O accounts with GenStar can be renewed through the Vanguard Title Agents E&O program using the same policy forms as expiring. 

New and Renewal Title Agents E&O submissions should be sent to title.submissions@vanguardspecialty.com. 

TARGET MARKET

  • Title Insurance Agent

  • Title Abstractor/Searcher

  • Escrow Agent

  • Closing Agent

  • Settlement Agent

  • Notary Public

  • Public Records Searcher (including UCC searches)

  • Corporate Document Searcher

  • Flood Zone Certifier

  • Witness Closer, Mobile Closer or Signing Agent

  • Restricted Classes: Title Agents with 30% of revenue from construction loan disbursements, or Title Entity with less than 3 years experience

FEATURES

  • General Star Indemnity Company, non-admitted carrier rated “A++” by A.M. Best

  • Leader in Title Agents E&O Market

  • Limits up to $2 million per claim/$2 million aggregate

  • Social Engineering up to $150,000

  • Broad Definition of Professional Services

  • Minimum Deductible $2,500 per claim

  • First Dollar Defense Available

  • Extended Reporting Periods Available up to 5 years

  • Remote Online Notarization Covered

  • Full Consent to Settle (No Hammer Clause)

  • Punitive Damages Covered (To Extent Under State Law)

  • Innocent Insured

  • Reduced Deductible for No Proceedings or Mediation

  • Available in all 50 states

This summary is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage afforded. A specimen copy of the entire policy is available upon request. Only the insurance policy and applicable endorsements can give the actual terms, coverages, conditions, limits, and exclusions. Coverage may not be available in all States.