What are Legal Paraprofessionals and How are They Insured?

The legal landscape is ever-evolving, and in the state of Arizona, a new role has emerged to bridge the gap between laypersons and the legal system: the Legal Paraprofessional (LPP). This innovative position is designed to improve access to justice by allowing qualified individuals to perform certain legal tasks traditionally reserved for attorneys. But what exactly is a Legal Paraprofessional, and how do they fit into Arizona’s legal framework?

Understanding the Role of a Legal Paraprofessional

A Legal Paraprofessional is a licensed professional authorized to provide specific legal services within a defined scope of practice without the direct supervision of an attorney. This role was established by the Arizona Supreme Court as part of broader efforts to address the legal needs of the public, particularly those who cannot afford traditional legal services.  It is often compared to that of a Nurse Practitioner that is in between a Medical Doctor and a Registered Nurse.

Key Functions of a Legal Paraprofessional

Legal Paraprofessionals can perform a variety of tasks, including but not limited to:

  • Offering Legal Advice: LLPs can provide legal advice within their area of expertise, helping clients understand their rights and options.

  • Representation: They can represent clients in certain types of legal proceedings, such as family law cases, limited civil matters, and administrative hearings.

  • Document Preparation: LLPs can assist with the preparation and filing of legal documents, ensuring that all paperwork is completed accurately and on time.

  • Mediation and Negotiation: In some cases, LLPs can act as mediators or negotiators to help resolve disputes outside of court.

Areas of Practice

The scope of practice for Legal Paraprofessionals in Arizona is limited to specific areas of law. Currently, these areas include:

  • Family Law: Handling matters such as divorce, child custody, and support.

  • Civil Law: Addressing limited civil disputes.

  • Administrative Law: Representing clients in certain administrative proceedings.

  • Estate Planning: Assisting with wills, trusts, and other estate matters.

Qualifications and Licensing

Becoming a Legal Paraprofessional in Arizona requires meeting stringent educational and experiential criteria, followed by passing a licensing exam. The specific requirements include:

  1. Education: A combination of post-secondary education in paralegal studies or a related field, or a Juris Doctor degree from an accredited law school.

  2. Experience: Accumulating a certain number of hours of substantive legal work experience.

  3. Examination: Successfully passing the Legal Paraprofessional examination, which tests knowledge and skills relevant to the specific practice areas.

Benefits of Legal Paraprofessionals

The introduction of Legal Paraprofessionals offers several advantages:

  • Increased Access to Justice: By providing more affordable legal services, LLPs help bridge the gap for individuals who might otherwise go unrepresented.

  • Efficiency: LLPs can handle routine legal matters, allowing attorneys to focus on more complex cases, thereby increasing overall efficiency within the legal system.

  • Specialization: LLPs bring specialized knowledge in specific areas of law, ensuring clients receive expert advice and representation.

How are LLPs Insured?

Thus far, only a few carriers have taken a formal position with respect to how they will treat LLPs.  However, most LPL insurance policies will automatically cover any employees of the law firm, whether they are attorneys, paralegals, secretaries, etc., thus it stands to reason that if a LLP is hired by a law firm, they will be covered under the policy.

The biggest question is how they will be charged for.  Some carriers see them as equivalent to junior level attorneys, and thus will charge for them as attorneys.  Other carriers have mentioned that they will charge for them, but rather at a discounted rate.

Conclusion

The establishment of the Legal Paraprofessional role in Arizona marks a significant step forward in making legal services more accessible and affordable. By allowing qualified individuals to perform certain legal tasks, it can be argued that the state is addressing a critical need within the community.  In addition, there are similar efforts underway in the states of Colorado and Oregon.  It is likely that LLMs will be readily covered by LPL policies already being used in these states, but it will be interesting to see whether the carriers charge for them in the same way as full time attorneys or at some sort of discount to a full time attorney rate. 

In any event, it would be wise for brokers to advise their insureds to pro-actively identify LLMs as such on their LPL applications to avoid any future disagreements as to their professional liability coverage.  This is especially so, since the typical LPL application does not ask about LLMs specifically since it is such a new professional designation.